buying property

Nearly all home buyers start their home search online searching sites such as  Zillow or Realtor.com—but did you know that these search engines don’t return all of the available homes for sale?  You may need to consider exclusive off-market homes. It’s true. There are many more homes available than the ones you see online, so if you haven't found your perfect home yet maybe its time to get...

The Minnesota DNR just released this floodplain management QUICK GUIDE with useful graphics for professionals and landowners regarding floodplain issues and concerns in Minnesota.  This will be very helpful document for home owners and buyers looking to buy land on rivers or lakes that could possibly be affected by floodplain issues and more prone to flooding.   Areas this may affect...

Major loan options for buyers they should know about.  This includes FHA, VA, Conventional and Vacation Properties. Home Loan Highlights: You should be know about the major loan options for buyers that are available. There are a number of different loan options available to buyers for the different properties they wish to purchase including vacation and recreational and seasonal property. Loan...

Buying a cabin or home creates excitement, however, this purchase also requires some thought and planning about how wastewater will be treated.  Purchasing property and septic systems In certain conditions, St. Louis County may require that you have the septic system inspected to determine if it is in compliance when purchasing property that has a septic system. Compliance does not guarantee long-term...

What Is An Escalation Clause And When Is The Time To Use One? It’s not uncommon for sellers to receive more than one offer in a soaring real estate market. Therefore, depending on the type of real estate market you’re buying a property in, an escalation clause in real estate may be necessary for winning a bidding war. What Is An Escalation Clause In Real Estate? An escalation clause, or...

Minnesota is known as the Land of 10,000 Lakes and with that comes the potential for flooding. If you are interested in purchasing or selling a property that borders public waters, flooding maybe a concern for a buyers and their lender. Flood maps are produced by FEMA and the Minnesota DNR that show how likely a location is to flood. Flood maps help mortgage lenders determine insurance requirements and...

There’s no doubt this is a difficult environment for buyers. With low inventory and high demand, buyers have few options to choose from and an abundance of competitors. However, there are plenty of buyers who are doing themselves a massive disservice by making one (or several) of the following mistakes: 1. Not being aware of just how competitive the market is. They’re not properly educated on the...

Did you know Realtors are obligated to follow a pretty lengthy Code of Ethics? This helps to bring integrity and fairness to real estate transactions. For more information, click here: CODE OF...