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# B.I.C. Realty

Realtors servicing Lake Vermilion and the Surrounding Area.

## Sitemaps

- [XML Sitemap](https://mn.bicrealty.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://mn.bicrealty.com/blog/) - St. Louis County Property Value Increase St. Louis County has just released in their annual property...Read More Construction Loans Buying land and building your dream home is an exciting...Read More Buying Lakeshore Property What to Look for When Buying Lakeshore Property in Northern...Read More What is Probate in Real Estate? What is Probate in Real
- [St. Louis County Property Value Increase](https://mn.bicrealty.com/10871-2/) - St. Louis County has just released in their annual property tax report. Following is a partial summary of some valuation changes for 2026. If you have questions on your property's value or would like some comparable sales, please contact us at 218-666-5352 or visit our website at www.bicrealty.com. You can view the full report here:
- [Construction Loans](https://mn.bicrealty.com/construction-loans/) - Buying land and building your dream home is an exciting path—but it’s different from purchasing an existing house. Understanding how land purchases and construction loans work together can help buyers move forward with confidence. Start with the Land PurchaseBefore anything else, you’ll need to secure the land. Some buyers pay cash, but many choose a
- [Buying Lakeshore Property](https://mn.bicrealty.com/buying-lakeshore-property/) - What to Look for When Buying Lakeshore Property in Northern Minnesota- Buying lakeshore property in Northern Minnesota is more than just a real estate purchase—it’s an investment in a lifestyle. Whether you’re looking along Lake Vermilion, near the Boundary Waters Canoe Area Wilderness, or on a quiet inland lake, there are several key factors every
- [What is Probate in Real Estate?](https://mn.bicrealty.com/what-is-probate-in-real-estate/) - What is Probate in Real Estate-and Why Experience Matters.When a homeowner passes away in Minnesota, their real estate doesn’t always transfer immediately to heirs. In many cases, it must go through probate, a legal process that settles the deceased person’s estate and ensures assets are distributed correctly under a will or state law.What Is Probate
- [2025 Summary](https://mn.bicrealty.com/2025-summary/) - 2025 Highlights from B.I.C. Realty A quick summary of some of our highlights from 2025. We are truly grateful for such a successful year and all or our clients and friends.
- [Five Tips for Selling Your Home This Winter](https://mn.bicrealty.com/five-tips-for-selling-your-home-this-winter/) - Selling a home in winter can feel challenging, but the colder months often bring serious buyers, less competition, and unique opportunities to make your listing shine. With the right strategy, you can attract motivated shoppers and secure a great offer—even whentemperatures drop. Here are five essential tips to help you sell your home successfully this
- [Water versus Road Access Lakeshore Property](https://mn.bicrealty.com/water-access-versus-road-access-lakeshore-property/) - Water access versus road access lake homes depends on buyer specific needs and wants. Choose a road access lake home if you’re looking for convenience, a potential year-round residence, or strong resale value. Opt for a water access property if you’re seeking seclusion, a unique off-grid experience, or a quieter escape with lower upfront cost—but
- [Best Practices for Viewing Real Estate](https://mn.bicrealty.com/best-practices-for-viewing-real-estate/) - Best Practices for Viewing Real Estate: A Buyer’s Guide to Property ShowingsSearching for a new home is an exciting journey, but property viewings require more than just walking through rooms and checking for curb appeal. To make the most of every showing and ensure you’re making a smart investment, it’s important to approach each visit
- [FSBO vs. Listing with a Realtor](https://mn.bicrealty.com/fsbo-vs-listing-with-a-realtor/) - When it comes time to sell your home, one of the first major decisions you’ll face is to sell as For Sale by Owner (FSBO) or list your property with a realtor.
- [Price Reductions](https://mn.bicrealty.com/pricereductions/) - If your property is on the market and you’re not seeing any offers, it’s natural to start thinking about a price reduction. It’s often the first suggestion sellers hear. But should it be?In our experience, a price drop can be a smart, strategic move—but it can also be a mistake if done too early or
- [B.I.C. Realty Property Guide](https://mn.bicrealty.com/b-i-c-realty-property-guide/) - About every two weeks we produce an in-house property guide of current listings and other local information. They are always available at our office and we distribute them around the local area. Here is our most current one. Be sure to check it out! View our most current issueB.I.C. Realty Property GuideFeatured properties, listings, local
- [What Is An Agent Preview?](https://mn.bicrealty.com/what-is-an-agent-preview-should-you-agree-to-one/) - An Agent Preview is a real estate agent checking the property on behalf of a client. An agent preview refers to a situation where a real estate agent visits a property without bringing a buyer. This allows the agent to assess and gather information. It also gives the agent a chance to ask questions that
- [How Realtors Establish a Listing Price for Your Property](https://mn.bicrealty.com/7395-2/) - How a realtor establishes a listing price for a property is crucial to achieving a successful and timely sale.
- [2025 Property Taxes](https://mn.bicrealty.com/2025-property-taxes/) - We have received lots of texts and calls lately about 2025 property valuation statements! Property valuation statements are out and B.I.C. Realty has heard of many having big increases in our client’s assessments. Real estate is hyper local and according to St. Louis County, the County had a 6.5% growth in property over vlaue
- [What is a Quiteclaim Deed?](https://mn.bicrealty.com/7339-2/) - Real Estate Tip! What Is a Quitclaim Deed and When Do You Need To Get One?A deed is a legal document that transfers whatever ownership interest a person has in a property to someone else. Click here for more information on Quitclaim and otherdeeds. Click link to read full article.https://www.realtor.com/advice/sell/need-quitclaim-deed/
- [Home Inspections](https://mn.bicrealty.com/home-inspections/) - Home inspections are a very important part of most real estate transactions. It's important for buyer and sellers to understand the process and options.
- [Real Estate Commissions](https://mn.bicrealty.com/real-estate-commissions/) - It's important for buyers and sellers to understand the effects of last year's changes to real estate commissions.
- [Side Lake Home for Sale on Sturgeon Lake](https://mn.bicrealty.com/side-lake-home-on-sturgeon-lake/) - Sturgeon Lake Home for Sale on Side Lake
- [Home Repair Loan](https://mn.bicrealty.com/home-repair-loan/) - Need a home repair loan for essential home repairs? Low interest (1%) home repair loans are available from USDA. Click here for more information:https://www.rd.usda.gov/mn
- [Self Directed IRA for Real Estate](https://mn.bicrealty.com/self-directed-ira-for-real-estate/) - A Self-Directed IRA for real estate, also known as a Real Estate IRA, lets you invest directly in properties. Unlike traditional IRAs limited to certain asset classes like stocks, bonds, and mutual fund, these types of retirement accounts allow you to build retirement wealth with alternative assets. For more information: Self Directed IRA For Real
- [Real Estate Versus Personal Property](https://mn.bicrealty.com/real-estate-vs-personal-property/) - In a real estate transaction, there can often be confusion as to to the difference between real estate and personal property when writing up a purchase agreement. Real Esate Real Estate, also known as real property , includes land and any permanently attached additions, such as houses and other buildings. Items that are permanently affixed
- [Turn Rent Payments Into Home Ownership](https://mn.bicrealty.com/turn-rent-payments-into-home-ownership/) - How can you use your rent payments to turn them into Home Ownership? With a Rocket mortgage, homebuyers earn 10% back on the last 12 months of rental payments – receiving up to $5,000 in lender credits toward closing costs. With the national average rent at $1,800, that translates to $2,160 applied toward a client’s
- [Regional Median Home Prices](https://mn.bicrealty.com/regional-median-home-prices/) - Curious what median price is for a home in Minneosta? Here are the 2024 median prices paid for a home in Minnesota based on regions.
- [Home Seller Concessions](https://mn.bicrealty.com/home-seller-concessions/) - As a home seller, you have a wide range of choices when deciding how to market your property. This includes whether you’d like to offer compensation to a buyer’s agent as a way to attract potential buyers. Here’s what you need to know as you consider your options related to offering compensation: Offers of compensation
- [YTD Non-Waterfront Update](https://mn.bicrealty.com/ytd-non-waterfront-update/) - Here is a look at the 2024 Non-Waterfront market around the Iron Range.
- [YTD Waterfront Market Update](https://mn.bicrealty.com/6262-2/) - Here is a look at the 2024 Waterfront market around the Iron Range.
- [The Negotiation Process of Selling a Home](https://mn.bicrealty.com/the-negotiation-process-of-selling-a-home/) - The negotiation process can be one of the most exciting parts of selling a home, but until you get there, you may be wringing your hands, worried that you won’t be able to secure the deal. Whether you receive multiple offers or you get just one or two offers, B.I.C. Realty's experienced agents can help
- [January 16, 2025 Newsletter](https://mn.bicrealty.com/january-16-2025-newsletter/) - B.I.C. REALTY FEATURED LISTINGS Private Country Home! MLS#147594 $280,000 Privacy and peace of this cozy country home located on 17 acres and close to Pelican Lake. The 2 bedroom/ 1 bath home has all single floor living and a gorgeous covered porch on the front. Learn more Charming Home in VIrginia! MLS#147549 $170,000 This 3
- [Steps to Buying A Home](https://mn.bicrealty.com/steps-to-buying-a-home/) - Step 1. What can you afford? Mortgage Rates, Affordibility and Down Payment If you’re in the market to buy a home, you should understand how the mortgage rate affects your ability to afford a home and watch mortgage rates carefully.Mortgage RatesA mortgage rate is the interest rate you pay on the money you borrow to
- [Homeowners Insurance](https://mn.bicrealty.com/home-owners-insurance/) - Minnesota Homeowners Insurance: Types of Coverage and Reimbursements to know when when buying a home. Quick Takeaways In Minnesota, average homeowners insurance premiums have increased by 39 percent over the past seven years, and 15 percent in 2023 alone. Homeowners insurance is a “package policy”—this means it covers both actual, physical property and legal responsibility
- [Lake Vermilion Homes and Cabins Sold YTD](https://mn.bicrealty.com/lake-vermilion-homes-and-cabins-sold-ytd/) - As the year winds down, we have seen a lot of changes in the local real estate market including second home and lake cabins. Below is a link to the lake homes on Lake Vermilion that have been sold year to date by B.I.C. Realty and other realtors as data provided by our local Range
- [What is a Listing Agreement?](https://mn.bicrealty.com/what-is-a-listing-agreement/) - A listing agreement is a contract between you and your agent company that says the agent can represent you and market your property to potential buyers and their agents and establishes the sales price for your home.
- [Why Fall can be the Best Time to Sell and Buy Property](https://mn.bicrealty.com/why-fall-can-be-the-best-time-to-sell-and-buy/) - Key Insights In Minnesota Fall is a historically good time for buying and selling Property. Sellers will deal with more serious offers and buyers during Fall. Buyers will face less competition from other buyers. Many buyer and sellers assume Spring and Summer are the busiest times of the year for real estate transactions but in
- [Q&A  What is the MLS for Realtors?](https://mn.bicrealty.com/what-is-the-mls-for-realtors/) - What Is A Multiple Listing Service (MLS)? Multiple listing services (MLS databases) are created and maintained by cooperating realtors and associations to share information about properties that are listed for sale by a realtor. This data usually includes details such as the listing price, bedrooms, bathrooms, square footage and other similar data points relevant to
- [Should You Accept the First Offer on Your Home?](https://mn.bicrealty.com/first-offer-on-home/) - You just got your home listed and you received a strong offer! Congratulations! Now, you need to decide if you should accept your first, strong offer or hold out for a stronger offer. It’s a big decision home sellers have to make. A seller may think they have underpriced their home and they will get
- [Selling your Home During Winter](https://mn.bicrealty.com/selling-your-home-during-winter/) - Our winter can be long and brutal but it’s still possible to sell your home during the frigid cold. Here is our handy guide and tips for making your home more marketable during the winter time.
- [Lake Gift Ideas from Etsy.com](https://mn.bicrealty.com/minnesota-lake-gift-ideas/) - Looking for Minnesota lake gift ideas for a friend or family member? Maybe possibly a nice gift for their lake home? Here are some of our favorite fits from Esty: Fuck Off I'm At the Lake Mug Coffee Cup Funny Lakehouse Mug Lake House Decor Lake House Accessories Gift for Lake Lovers Lake Vermilion Rustic
- [Minnesota March Housing Report](https://mn.bicrealty.com/mn-march-2023-housing-report/) - Below is the link to the most recent Minnesota March Housing Report produced by the Minnesota Association of Realtors. Inventory is decreasing and home appreciation is staying flat. Even though interest rates have increased, its still a good time to sell due to low inventory of homes available for sale. Click hereMN March Housing Report
- [Still Looking For the Right Home? Try Exclusive Off-Market Listings](https://mn.bicrealty.com/still-looking-for-the-right-home-try-exclusive-off-marketing-properties/) - Nearly all home buyers start their home search online searching sites such as Zillow or Realtor.com—but did you know that these search engines don’t return all of the available homes for sale? You may need to consider exclusive off-market homes. It’s true. There are many more homes available than the ones you see online, so
- [Minnesota Floodplain Guide ***NEW***](https://mn.bicrealty.com/minnesota-floodplain-management-guide/) - The Minnesota DNR just released this floodplain management QUICK GUIDE with useful graphics for professionals and landowners regarding floodplain issues and concerns in Minnesota. This will be very helpful document for home owners and buyers looking to buy land on rivers or lakes that could possibly be affected by floodplain issues and more prone to
- [Major Loan Options for Buyers](https://mn.bicrealty.com/major-loan-options-for-buyers/) - Major loan options for buyers they should know about. This includes FHA, VA, Conventional and Vacation Properties. Home Loan Highlights: You should be know about the major loan options for buyers that are available. There are a number of different loan options available to buyers for the different properties they wish to purchase including vacation
- [Purchasing Property and Septic Systems](https://mn.bicrealty.com/purchasing-property-and-septic-systems/) - Buying a cabin or home creates excitement, however, this purchase also requires some thought and planning about how wastewater will be treated. Purchasing property and septic systems In certain conditions, St. Louis County may require that you have the septic system inspected to determine if it is in compliance when purchasing property that has a septic
- [Offers: Counter, Reject or Accept](https://mn.bicrealty.com/offers-counter-reject-or-accept/) - You’ve received an offer on your property. Awesome! Now what? It’s important to negotiate real estate offers to earn the best price and terms on the sale. Here are some insights you can use to accept the best offer on your property. What happens when a Offer is Received? Once an offer is made, your
- [2022 Year End Market Updates](https://mn.bicrealty.com/2022-year-end-market-updates/) - 2022 was a wild year in the real estate world. We started the year strong and slowed down as interest rates increase. The year started off with rates around 3% and saw the year end with rates just under 7%. Following is the final year market stats for 2022.
- [VRBO's in St. Louis County](https://mn.bicrealty.com/vrbos-in-st-louis-county/) - Short term rentals in St. Louis County–What You Need to Know Reminder: St. Louis County regulates VRBOs. St. Louis County regulates short term (vacation home) rentals. A short term rental dwelling unit is defined as any home, cabin, condominium or similar building represented to the public as a place where sleeping accommodations are furnished to the public
- [Thank you for 2022](https://mn.bicrealty.com/thank-you-for-2022/) - Thank You for another Unforgettable Year!As winter approaches here in Northern Minnesota, we want to take a moment to thank all of our clients, friends, families and associates that played a role in another unforgettable real estate season! To All Our Clients, Friends and Acquaintances (both new and old),As the end of the year draws near
- [Tax Aspects of Home Ownership:  Selling a Home](https://mn.bicrealty.com/tax-aspects-of-home-ownership-selling-a-home/) - This article was written by a Turbo Tax Expert, dated 12/1/2022 Profit on home sale usually tax-free Many home sellers don’t even have to report the transaction to the IRS. But if you’re one of the exceptions, knowing the rules about excluding the profit from your income can help you hold down your tax bill.
- [B.I.C. Realty affiliates with eXp Realty](https://mn.bicrealty.com/b-i-c-realty-affiliates-with-exp-realty/) - B.I.C. Realty and it’s real estate agents are excited to announce they have joined forces with eXp Realty, the fastest-growing residential real estate company with over 80,000 agents globally. The core values of eXp Realty align with that of B.I.C. Realty include community, collaboration, services, integrity, fun and innovation. This transition will enable B.I.C. Realty to
- [Property Escalation Clause](https://mn.bicrealty.com/property-escalation-clause/) - What Is An Escalation Clause And When Is The Time To Use One? It’s not uncommon for sellers to receive more than one offer in a soaring real estate market. Therefore, depending on the type of real estate market you’re buying a property in, an escalation clause in real estate may be necessary for winning
- [Local Business Spotlight:  True North Home Inspection](https://mn.bicrealty.com/local-business-spotlight-true-north-home-inspection/) - Kyle Hotchkiss founded True North Home Inspection in 2016 in Northern Minnesota, serving St. Louis, Itasca, Koochiching, Lake and Cook Counties, sometimes Carlton and Aikin, as being centrally located on the Iron Range gives me the advantage to not charge travel fees to our clients. We often perform our services by proxy. We also offer
- [Questions on Floodplains](https://mn.bicrealty.com/questions-on-floodplains/) - Minnesota is known as the Land of 10,000 Lakes and with that comes the potential for flooding. If you are interested in purchasing or selling a property that borders public waters, flooding maybe a concern for a buyers and their lender. Flood maps are produced by FEMA and the Minnesota DNR that show how likely
- [Code of Ethics](https://mn.bicrealty.com/code-of-ethics/) - Did you know Realtors are obligated to follow a pretty lengthy Code of Ethics? This helps to bring integrity and fairness to real estate transactions. For more information, click here: CODE OF ETHICS
- [Reasons Buyers Are Losing out on Homes](https://mn.bicrealty.com/reasons-buyers-are-losing-out-on-homes/) - There’s no doubt this is a difficult environment for buyers. With low inventory and high demand, buyers have few options to choose from and an abundance of competitors. However, there are plenty of buyers who are doing themselves a massive disservice by making one (or several) of the following mistakes: 1. Not being aware of just
- [Welcome 2021!](https://mn.bicrealty.com/welcome-2021/) - All of use at BIC Realty are looking forward to 2021! Our goal is to provide amazing customer service to our buyers and sellers! We are very thankful for our cients in 2020 and the lessons learned and values re-evaluated due to the covid-19 crisis. In 2021 we want to do, listen, act, show and
- [Seller Pay Closing Costs](https://mn.bicrealty.com/asking-the-seller-to-pay-closing-costs/) - Asking the Seller to Pay for the Buyer’s Loan Closing Costs?Throughout Minnesota it is common for the buyer to ask the seller to pay closing costs–or part of the loan closing costs–when making an offer. It is especially common with FHA, VA or other similar government backed mortgages. When the sellers pay part or all
- [Property Taxes and Assessed Value](https://mn.bicrealty.com/property-taxes-and-assessment-values/) - How does the Assessor determine your property value? It's property tax assessment letter season. And, this year, many homeowners in our area are surprised to see a spike in their property values — again. Median property values in our area have increased significantly in the last year due to low inventory and low interest rates.
- [How Much Money will You get when You Sell Your Property?](https://mn.bicrealty.com/how-much-money-will-you-make-when-you-sell-your-property/) - Considering selling your home, hunting land, lake cabin or recreational property? If so, you are probably wondering how much money you will make when you get to the closing table. 1. Determine Property Value. A property valuation is a great place to start to help determine how much your property is worth in our current
- [One Time Showing Agreement](https://mn.bicrealty.com/one-time-showing-agreement/) - What is a One Time Showing Contract? A “one-time showing agreement” or a Showing and Commission Agreement is a commission agreement between a for sale by owner (seller) and the real estate brokerage company. It is a written agreement in which the seller agrees to pay a commission to the Realtor connected to the buyer.
- [Why Low Inventory is a Win for Sellers](https://mn.bicrealty.com/why-low-inventory-is-a-win-for-sellers/) - The number of houses, lake homes and recreational property for for sale today is significantly lower than the high buyer activity in the current housing market. According to Lawrence Yun, Chief Economist for the National Association of Realtors (NAR): "There is no shortage of hopeful, potential buyers, but inventory is historically low." In our local
- [First Quarter 2020 Lake Vermilion Market Update](https://mn.bicrealty.com/first-quarter-2020-lake-vermilion-market-update/) - The first quarter for real estate sales of Lake Vermilion homes and cabins was very similar to last year. Here is how it broke down for 2020: Number of homes sold in the following price ranges:
- [Which Loan is Right for You?](https://mn.bicrealty.com/which-loan-is-right-for-you/) - Did you know there are a variety of different loans available to you for buying your home? Following is a summary of the most popular mortgage options. We advise talking to your lender to get more details on these and other types of loans. Conventional--This is the most common mortgage option available to home buyers
- [Property Tax Changes](https://mn.bicrealty.com/property-tax-changes/) - St. Louis County has published a map of changes made to property values in 2019 based on property sales. Most of the area has seen increases ranging from 5% up to 18%. Areas marked in yellow are the areas that were reassessed in 2019. For more information you can call the County Assessor's Office at
- [New Rules for St. Louis County](https://mn.bicrealty.com/new-rules-for-st-louis-county/) - Today some of our realtors attended a educational lunch session with St. Louis County. In that session the County discussed and took questions on some new and upcoming changes to County regulations regarding property. The items discussed were as follows: Proposed new permitting rules and property tax changes for vacation rental property New Point of
- [Map Search](https://mn.bicrealty.com/map-search/) - [idx-platinum-widget id="37698-31653" ]
- [COVID-19: Buying and Selling Property](https://mn.bicrealty.com/covid-19-buying-and-selling-real-estate/) - You might think that now is not the best time to sell your property. For some people maybe not, but for a lot of property owners, equity has been building at a nice pace for many years and historically low interest rates are allowing buyers to afford “more” property and this driving up property values.
- [Covid-19 and Buying and Selling Real Estate](https://mn.bicrealty.com/governors-stay-at-home-order/) - Due to the public health concerns of COVID-19 and the Governor issued ‘stay at home’ order, our office will be closed starting Saturday 3/28/2020 thru approximately April 10, 2020 to the public. However we are open for business and our realtors are working from home and are here to assist you whether you have questions
- [Vacation Rentals](https://mn.bicrealty.com/vacation-rentals/) - Effective Feb 25, 2020, St. Louis County board adopted amendments to Zoning Ordinance 62 regulating short term rentals. The St. Louis County Board has approved changing it's zoning ordinance to allow for short term rental of properties while also regulating them in a way that protects the safety of visitors and rights of neighboring property

## Pages

- [HOME](https://mn.bicrealty.com/) - B.I.C. Realty--Realtors servicing Northern Minnesota including the Lake Vermilion, Iron Range, Ely abd Side Lake areas.
- [Vintage Vermilion](https://mn.bicrealty.com/vintagevermilion/) - Home Property Description Features Photos Google Map Virtual Tour Documents Area Information Contact Hamburger Toggle Menu Lake Vermilion Retreat 5 Rental Cabins - 57 Acres - 2100' of Lakeshore - Trails - Sauna - Wet Boathouse8450 Vermilion Drive, Cook MNListed at $1,749,000 PROPERTY DESCRIPTION Escape to the peace and beauty of Minnesota’s great outdoors with
- [luxhomes](https://mn.bicrealty.com/luxhomes/) - Lake Vermilion: In the 1940's many folks declared Lake Vermilion one of the top ten most scenic lakes in the United States. With its 40,000 acres of water, 365 islands
- [8442 Hwy. 24](https://mn.bicrealty.com/8442hwy-24/) - Lake Vermilion Home for Sale. One-of-a-kind Lake Vermilion legacy property, masterfully designed by renowned architect Dale Mulfinger. 8442 Hwy. 24, Cook.
- [Retreatlodgerd](https://mn.bicrealty.com/retreatlodge/) - Expceptional Lake Vermilion Luxury home for sale. Listed by B.I.C. Realty.
- [Waters of Vermilion](https://mn.bicrealty.com/waters-of-vermilion/) - Home Property Description Features Photos Google Map Virtual Tour Documents Area Information Contact Hamburger Toggle Menu Waters of Vermilion, Lake Vermilion Homesites for Sale Enjoy it, use it, but you don't have to take care of it! Spend Your Time Doing What You Love with Those You Love! Homesites Currently Listed for Sale PROPERTY DESCRIPTION
- [Search Account](https://mn.bicrealty.com/search-account/) - B.I.C. Realty Search Account for properties. Please create a search account to keep track of the properties you are interested in.
- [3163 Randa Rd](https://mn.bicrealty.com/3163-randa-rd/) - Experience exceptional lakeside living on iconic Lake Vermilion at 3163 Randa Rd.. This private, custom-designed home sits on a lot with 400' of pristine shoreline and 2.5 acres.
- [Advice](https://mn.bicrealty.com/advice/) - Learn more about buying and selling real estate in Minnesota with this handy articles and resources. St. Louis County Property Value Increase St. Louis County has just released in their annual property...Read More Construction Loans Buying land and building your dream home is an exciting...Read More Buying Lakeshore Property What to Look for When Buying
- [Lakes](https://mn.bicrealty.com/lakes/) - Explore Minnesota LakesFind the Lake to Suit Your LIfestyle Lakefront living in Minnesota is more than just a residential choice; it’s a way of life that connects homeowners to the natural beauty and rhythms of the state’s diverse body of waters. Each body of water has its own character, wildlife, and recreational opportunities.Owning a lake
- [Giants Ridge Area](https://mn.bicrealty.com/giants-ridge-area/) - Giants Ridge Area Lakes & Outdoor Adventures Around Giants RidgeNestled in the heart of Minnesota’s Northwoods near Biwabik and , the Giants Ridge Recreation Area is surrounded by some of the region’s most beautiful lakes and outdoor playgrounds. The crown jewels of the area — Wynne Lake and Sabin Lake — offer pristine waters, stunning
- [Expired Listing](https://mn.bicrealty.com/expired-listings/) - Did you try to sell your property and it never sold and became an expired listing with the previous realtor? Your real estate deserves another chance — this time, with a plan that works.
- [SELLING](https://mn.bicrealty.com/selling/) - Selling with B.I.C. Realty will provide you with our knowledge, expertise and negotiating skills that work for you to arrive at the best market prices and terms.
- [ABOUT B.I.C. REALTY](https://mn.bicrealty.com/aboutbic/) - B.I.C. Realty is your full service real estate company serving areas from the Iron Range to the Canadian Border including Lake Vermilion the surrounding areas.
- [MARKET UPDATES](https://mn.bicrealty.com/market-updates/) - Northern Minnesota real estate market updates for Lake Vermilion and the surrounding areas including Hibbing to Ely and the Iron Range to the Canadian Border. 23% of Properties Listed for Sale During Winter are PENDING! Northern MN Real Estate Myth: You have to until Spring/Summer to sell. TRUTH: Right now 23% of properties currently listed for sale
- [SELL WITH B.I.C. REALTY](https://mn.bicrealty.com/sell-with-bic-realty/) - Learn why Northern Minnesota Sellers choose to sell with B.I.C. Realty. We guide you through the entire transaction with expcetional marketing.
- [JULIA MAKI](https://mn.bicrealty.com/julia-maki-broker-owner-realtor/) - Julia Maki is a licensed real estate broker and part owner of B.I.C. Realty, bringing both leadership and in-depth market knowledge to every transaction.
- [B.I.C. REALTY AGENTS](https://mn.bicrealty.com/agents/) - B.I.C. Realty agents are a team of local realtors who specialize in helping buyers and sellers in Northern Minnesota buy and sell property.
- [SOLD PROPERTIES](https://mn.bicrealty.com/sold/) - B.I.C. Realty Recently Sold Listings Lake Vermilion HomeListed at $ 2,550,000mls#145367 Lake Vermilion HomeListed at $1,550,000Listed and Sold by B.I.C. Realtymls# 145615 Lake Vermilion Home on Niles BayListed at $2,050,000Listed by B.I.C. Realtymls#146622 Lake Vermilion Home on Frazer BayLised at $939,000mls#147190 Burntisde Lake HomeListed at $ $790,000Listed by B.I.C. Realtymls#146467 24 Acres on Lake VermilionListed
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- [BUYERS GUIDE](https://mn.bicrealty.com/buyers-guide/) - Buying a home or property is a detailed process. Before you begin, you’ll want to ensure that you are properly informed and guided by a professional realtor.
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- [Vermilion](https://mn.bicrealty.com/vermilion/) - Discover Your Dream Home on Lake Vermilion: A Slice of Northern Minnesota Paradise tucked away in the heart of northern Minnesota’s wilderness, Lak ...
- [Pelican Lake](https://mn.bicrealty.com/pelican/) - Pelican Lake -Discover Your Dream Home on Pelican Lake: A Fisherman’s Destination-Nestled in Saint Louis County, Pelican Lake spans roughly 11,450 acres of pristine water and features 54 miles of forested shoreline, with more than 50 islands and secluded inlets. Located just off U.S. Highway 53 between Virginia and International Falls, and bordered by the
- [Burntside Lake](https://mn.bicrealty.com/burntside/) - Burntside Lake-Shagawa-White Iron Lakes Discover Your Dream Home on Ely Area Lakes: Gateway to the Boundary Waters Canoe AreaBurntside Lake, located just northwest of Ely, Minnesota, is renowned for its pristine wilderness setting. Burntside Lake spans roughly 7,139 acres with over 100 islands, a rugged shoreline, and crystal-clear water up to about 126 ft deep — making
- [Myrtle Lake](https://mn.bicrealty.com/myrtlelake/) - Myrtle Lake Discover Your Dream Home on Myrtle Lake: Nature Centered LivingMyrtle Lake spans roughly 876 acres, with up to ~20 ft depth and over 8 miles of shoreline, located in Portage Township, St. Louis County, and surrounded by the Kabetogama State Forest—a short drive to the town of Orr offering basic amenities like a gas
- [Crane Lake](https://mn.bicrealty.com/cranelake/) - Crane Lake Discover Your Dream Home on Crane Lake: Gateway to Voyageurs National ParkCrane Lake is located at the southern gateway to Voyageurs National Park and western entry to the Boundary Waters Canoe Area Wilderness (BWCAW), it’s also just minutes from the Canadian border. Spanning roughly 3,088 acres with an average depth around 30 ft
- [Sand Lake & Lake Leander & Lake 14](https://mn.bicrealty.com/sandlakearea/) - Sand Lake & Lake Leander & Lake Fourteen Discover Your Dream Home on or near Sand Lake, Lake Leander & Lake Fourteen: Less Known and Quieter AreaSand Lake is a mid-sized lake (approximately 779 acres, max depth ~15 ft) in St. Louis County, located near the unincorporated community of Britt, about 11 miles north of Virginia, MN. The
- [Side Lake & Sturgeon Lake](https://mn.bicrealty.com/sidelake-sturgeonlake/) - Side Lake & Sturgeon Lake Discover Your Dream Home on or near Side Lake or Sturgeon Lake: A Northwoods Adventure AwaitsSide Lake is an unincorporated community within French Township, St. Louis County, Minnesota, located about 20 miles north of Hibbing along County Road 5 and adjacent to McCarthy Beach State Park. With a population around
- [Wynne L](https://mn.bicrealty.com/wynne-sabin/) - Wynne Lake & Sabin Lake Discover Your Dream Home on Wynne Lake & Sabin Lake: Adjacent to Giants Ridge Recreation AreaNestled in the heart of Minnesota’s scenic Iron Range, Wynne Lake offers an exceptional opportunity for lakeside living with direct access to one of the region’s premier four-season resorts—Giants Ridge. Located just outside Biwabik, MN,
- [Elbow Lake](https://mn.bicrealty.com/elbowlake/) - Elbow Lake Discover Your Dream Home on Elbow Lake: A Secluded GemElbow Lake is a key‑shaped, forested lake nestled within northeastern Minnesota’s Beatty Township, less than 45 minutes from Virginia, MN. The area falls within the Kabetogama State Forest, offering rugged natural beauty, pine‑covered shorelines, rocky outcroppings reminiscent of the BWCA, and excellent fishing waters especially
- [Elephant Lake & Black Duck Lake](https://mn.bicrealty.com/elephant-blackduck/) - Elephant Lake & Black Duck Lake Discover Your Dream Home on or near Elephant Lake or Black Duck Lake: Solitude With A ViewElephant Lake is a roughly 728‑acre lake about ten miles northeast of Orr, MN, situated within the Superior National Forest. It offers about 9 miles of shoreline, moderate depth (max ~30 ft), and
- [SEARCH](https://mn.bicrealty.com/project-categories-1-buildiq-2/) - Property search for residential home, lake homes and lots, recreational property and much more.
- [Cook](https://mn.bicrealty.com/cook/)
- [Area Lakes](https://mn.bicrealty.com/area-lakes/) - Area Lakes Use our guide to learn more the top area lakes in Northern Minnesota. Each area also contains he active real estate listings for that area. Lake Vermilion and Elbow Lake Includes Lakes from Cook to Tower Eagles Nest Area Lakes Located between Tower and Ely Burntside and Shagawa Lake Located north of Ely
- [Retreatlodgerd2](https://mn.bicrealty.com/retreatlodgerd2/) - For Sale: Luxury Lake Home on Lake Vermilion
- [Eagle Point](https://mn.bicrealty.com/eaglepoint/) - LAKE VERMILION ESTATE includes meticulously crafted 4 BR/ 2.5 bath log main cabin, 3 BR/1 bath log guest cabin, 2 boat houses, garage, 62 acres, A MILE of Vermilion shoreline & a mainland access w/caretakers cabin! Main cabin also has 2 game rooms, home theater, work out room, hot tub, wine cellar…and much more! This
- [Services | BuildIQ](https://mn.bicrealty.com/services-buildiq/) - Services Interior Design Creating that Inspire Our services are tailored to meet your needs, from conceptualization to execution. We offer a comprehensive range of solutions designed to elevate your experience and exceed your expectations. Architectural Design Where creativity takes crafting It's the art of blending aesthetics environments that enrich lives. View More Engineering Solutions Where
- [Service Details | BuildIQ](https://mn.bicrealty.com/service-details-buildiq/) - Services Architectural Design Where creativity takes crafting It's the art of blending aesthetics environments that enrich lives. At Interior Design Creating, our Architectural Design services encompass a comprehensive range of offerings tailored to meet the unique needs of each client and project. Our team of experienced architects and designers collaborates closely with clients to deliver
- [Coming Soon-1 | BuildIQ](https://mn.bicrealty.com/coming-soon-1-buildiq/)
- [Vacation Rental](https://mn.bicrealty.com/vacation-rental-3/) - [WPL sf_select_listing="12"]
- [Julia Maki Buyer Services](https://mn.bicrealty.com/julia-maki-buyer-services/) - Julia Maki–Buyer Services for Real Estate“Your Dream Home Awaits — Let’s Make It Yours!”Are you ready to stop searching and start living? I’m here to help you find the perfect place to call home — not just a house, but the lifestyle you’ve been dreaming of.Whether you’re a first-time buyer or looking to upgrade, I
- [BUYER RESOURCES](https://mn.bicrealty.com/buyer-resources/) - Our knowledgeable real estate experts are happy to answer any question you may have regarding buying a property on a lake, a home or some recreational property in Northern Minnesota. A BUYERS AGENT can help you find the right property at the right price. Here is a handy list of additional resources we put together to
- [BUYERS AGENT](https://mn.bicrealty.com/buyers-agent/) - From searching for property, homes and cabins to post-closing, the home buying process can be a very complicated transaction.What Is A Buyer’s Agent?A buyer’s agent is a licensed real estate professional who has a signed contract with and represents the buyer during the home and property buying process. Buyer’s agents are legally obligated to protect their
- [Contact B.I.C. Realty](https://mn.bicrealty.com/contact-b-i-c-realty/) - SUBMIT A MESSAGE Contact InformationB.I.C. Realty219 South River St.PO Box 1165Cook, MN 55723Phone: 218-666-5352Email: info@bicrealty.com Loading…
- [Showing and Appointment Request](https://mn.bicrealty.com/showing-request/) - Online request to schedule a showing and/or appointment or get more more information on a property. One of our realtors will get back to you shortly. Loading…
- [EMILY STANAWAY](https://mn.bicrealty.com/emily-lapatka/) - Emily Stanaway Sales Associate Cell: 218-750-7599 Email: emilyL.BIC@gmail.com I grew up on Lake Vermilion and my parents owned a local restaurant for most of my life. I graduated in 2017 from Winona State University with my degree in Marketing. I moved back to the area in 2019 and started my
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- [WHAT'S MY PROPERTY WORTH?](https://mn.bicrealty.com/whats-my-property-worth/) - Independent, confidential property valuations are a great first step. Whether you’re thinking about selling, checking your equity position, or just interested in the market, it’s the question everyone starts with, “what’s my property worth?”. So much depends on the answer.Let us do the homework for you and help you determine the value of your property
- [Land for Sale](https://mn.bicrealty.com/land/) - Land for Sale [WPL kind="0" sf_select_property_type="18" sf_unit_price="260" limit="12" wplorderby="p.add_date" wplorder="DESC" wplcolumns="1"]
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- [commercial](https://mn.bicrealty.com/commercial/) - [WPL kind="0" sf_select_listing="9" sf_select_property_type="15" sf_unit_price="260" limit="12" wplorderby="p.add_date" wplorder="DESC" wplcolumns="1"]
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- [Property Management](https://mn.bicrealty.com/property-management/) - Property Management Services B.I.C. Realty offers a full range of management services to owners of investment properties in Northern Minnesota. This includes rental homes, duplexes, VRBO’s and ABA and much more.Some of the services we offer include the following:Resident ScreeningLease Renewals, Move-ins and Move-outsProperty Management ServicesRent CollectionBuying and Selling of Investment and Rental Properties Contact
- [TESTIMONIALS](https://mn.bicrealty.com/testimonials/) - CLIENT TESTIMONIALS AND CUSTOMER REVIEWS Kevin L.Buyer Our experience with Julia was smooth! From the first day she was readily available to help us find our home in the Tower area, which we weren’t familiar with. Her local knowledge was so helpful and appreciated. We felt our interests were kept in mind throughout the entire
- [team](https://mn.bicrealty.com/team/) - This is the headingLorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
- [Lake Vermilion Homes](https://mn.bicrealty.com/lake-vermilion-homes/) - [WPL kind="0" sf_unit_price="260" limit="12" wplorderby="p.mls_id" wplorder="DESC" wplcolumns="1" sf_text_water_body_name="sand"]
- [Vacation Rental](https://mn.bicrealty.com/vacation-rental-2/) - [WPL kind="0" sf_select_listing="9" sf_select_property_type="16" sf_locationtextsearch="55723, St. Louis County, United States" sf_unit_price="260" limit="12" wplorderby="p.mls_id" wplorder="DESC" wplcolumns="1"]
- [TARYN SANDBERG](https://mn.bicrealty.com/taryn-sandberg/) - Sales Agent | Owner Cell: 218-780-1062 Email: taryn@bicrealty.com Taryn joined B.I.C. Realty in 1999 as a receptionist, becoming office manager in 2002 and in 2010 she got her real estate license. Taryn is a lifelong resident of the Cook area. She enjoys many outdoor activities such as camping, boating, fishing,
- [Scott Marshall](https://mn.bicrealty.com/scott-marshall/) - Scott MarshallAssociate Broker/REALTORCell: 651-334-8200Email: Scott@bicrealty.com Meet Scott Marshall, a realtor and Associate Broker. As a seasoned Real Estate Salesperson/Broker Associate with over 20 years of experience, Scott has listed and sold more than 350 properties, offering clients expert guidance every step of the way. His passion for real estate is complemented by 25 years of
- [Vacation Rental](https://mn.bicrealty.com/vacation-rental/) - Buying and Selling Vacation Rentals Buy a Vacation Home Get professional help in locating potential homes for vacation rentals. We have realtors who are experienced in buying and selling vacation rentals and know our market exceptionally well. Sell a Vacation home Looking to sell a vacation home in our area? Partner with us on getting
- [AGENT REFERRALS](https://mn.bicrealty.com/agents/agent-referrals/) - Agent Referral Program LET OUR LOCAL EXPERTS HELP YOU AND YOUR CLIENT! If you have clients who are looking to buy/sell real estate in our area, refer them to us…we live here, we work here, we love it here! As trusted area experts we know the neighborhoods, the lakes, the towns and the land. We
- [B.I.C. Realty Contact Information](https://mn.bicrealty.com/contact-information/) - Contact InformationPhone: 218-666-5352Email: info@bicrealty.comweb: www.bicrealty.com Want us to contact you? Complete this form and one of our realtors will get back to you shortly.[wpforms id=”1196″]
- [AREA INFO](https://mn.bicrealty.com/area-information-for-lake-vermilion-and-the-surrounding-area/) - Our realtors are fortunate enough to love where we work! There are endless amounts of recreational activities and natural beauty in our area! Our office is located in Cook, Minnesota, the hub center to Northeastern Minnesota. Located just west of Lake Vermilion, we are within driving distance of Lake Vermilion, Tower, Ely, Orr, Pelican Lake,
- [Privacy Statement](https://mn.bicrealty.com/privacy-statement/) - B.I.C. Realty will not share your contact information with anyone. You contact information will only be used to provide you with the inforamtion you requested and to follow up with any questions you may have.
- [Gallery](https://mn.bicrealty.com/gallery/)
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- [Kayla Towner](https://mn.bicrealty.com/kayla-towner/) - SalespersonCall/Text: 218-410-8432Email: kayla@bicrealty.com Kayla grew up in Gheen, Minnesota and graduated from Mesabi Range College in 2021. Kayla joined B.I.C. Realty as the office manager in in August of 2022 and earned her real estate license in May of 2023. Having lived and worked in the Cook/Orr area she whole life Kayla is quite familiar
- [COUNTRY HOMES LISTINGS](https://mn.bicrealty.com/country-homes/)
- [Communities](https://mn.bicrealty.com/communities/)
- [RECREATIONAL LAND NEW LISTINGS](https://mn.bicrealty.com/recreational-hunting-land/) - Here are recently listed recreational properties of 5 acres or more.
- [RESIDENTIAL NEW LISTINGS](https://mn.bicrealty.com/new-listings-2/) - Following are the new residential listings in the last couple of days on the local MLS. This includes lakeshore property.
- [Steven Baker](https://mn.bicrealty.com/steven-baker/) - Sales AssociateCell: 763-238-3833email: steve@bicrealty.com Steve joined B.I.C. Realty in 2021 as a Sales Agent. After growing up in Bear River and attending Cook High School he moved to the Twin Cities, where he and his wife raised their family. In the fall of 2016 Steve retired and returned to the family property in Bear River
- [FOR SALE BY OWNER](https://mn.bicrealty.com/for-sale-by-owner/) - FOR SALE BY OWNER Are you thinking of selling your property FOR SALE BY OWNER? If so, Realtors can still be some assistance. With your permission, a realtor can show your property to buyers they are working with. Read our article on the “ONE TIME SHOWING AGREEMENT” for more information. If you have a question on
- [GIVING BACK](https://mn.bicrealty.com/giving-back/) - At B.I.C. Realty we strongly believe in giving back to our community. All of our realtors and staff take time and joy in doing our part in making local communites a better place to live. We truly love where we work and giving back to our communties truly shows that. Here are some examples of
- [MARK LUDLOW](https://mn.bicrealty.com/mark-ludlow/) - Associate Broker/REALTOR Cell: 612-817-4069 Email: mark@bicrealty.com Judd Mark Ludlow joined B.I.C. Realty in 1978. Mark taught for 19 years at the University of Minnesota in the business field specializing in small business. Mark and Sally also operate Ludlow’s Island Lodge, a 125-person capacity resort on Lake Vermilion. Visit their website at ludlowsresort.com.
- [Understanding Agency](https://mn.bicrealty.com/understanding-agency/) - It’s important to understand what legal responsibilities your real estate has to you and to other parties in the transactions. During a transaction, realtors may represent a buyer or seller or both parties. At B.I.C. Realty we are happy to answer any questions or concerns you may have regarding who represents who and what happens
- [SALLY LUDLOW](https://mn.bicrealty.com/sally-ludlow/) - Associate Broker Phone: 808-280-2923 Email: sally@bicrealty.com Sally founded B.I.C. Realty in 1971. B.I.C. stands for Beaurline Investment Corporation (Sally’s maiden name). Sally spent every summer on Lake Vermilion on Taylor’s Island where her family has owned a cabin since 1939. After graduating from the University of Illinois, she moved

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