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Steps to Buying A Home

steps to buying a home

Step 1. What can you afford? Mortgage Rates, Affordibility and Down Payment If you’re in the market to buy a home, you should understand how the mortgage rate affects your ability to afford a home and watch mortgage rates carefully. Mortgage RatesA mortgage rate is the interest rate you pay on the money you borrow […]

What is a Listing Agreement?

bic realty listing agreement

A listing agreement is a contract between you and your agent company that says the agent can represent you and market your property to potential buyers and their agents and establishes the sales price for your home.

Why Fall can be the Best Time to Sell and Buy Property

buying and selling property in fall

Key Insights In Minnesota Fall is a historically good time for buying and selling Property. Sellers will deal with more serious offers and buyers during Fall. Buyers will face less competition from other buyers. Many buyer and sellers assume Spring and Summer are the busiest times of the year for real estate transactions but in […]

Q&A What is the MLS for Realtors?

MLS

 What Is A Multiple Listing Service (MLS)? Multiple listing services (MLS databases) are created and maintained by cooperating realtors and associations to share information about properties that are listed for sale by a realtor. This data usually includes details such as the listing price, bedrooms, bathrooms, square footage and other similar data points relevant to […]

Should You Accept the First Offer on Your Home?

accepting the first offer

You just got your home listed and you received a strong offer!  Congratulations!  Now, you need to decide if you should accept your first, strong offer or hold out for a stronger offer.  It’s a big decision home sellers have to make. A seller may think they have underpriced their home and they will get […]

Selling your Home During Winter

Our winter can be long and brutal but it’s still possible to sell your home during the frigid cold.  Here is our handy guide and tips for making your home more marketable during the winter time.

Lake Gift Ideas from Etsy.com

favorite gifts

Looking for lake gift ideas for a friend or family member?  Maybe possibly a nice gift for their lake home?  Here are some of our favorite fits from Esty: Fuck Off I’m At the Lake Mug Coffee Cup Funny Lakehouse Mug Lake House Decor Lake House Accessories Gift for Lake Lovers Lake Vermilion Rustic Barrel […]

Minnesota March Housing Report

minnesota housing report

Below is the link to the most recent Minnesota March Housing Report produced by the Minnesota Association of Realtors.  Inventory is decreasing and home appreciation is staying flat. Even though interest rates have increased, its still a good time to sell due to low inventory of homes available for sale. Click hereMN March Housing Report

Still Looking For the Right Home? Try Exclusive Off-Market Listings

dream home

Nearly all home buyers start their home search online searching sites such as  Zillow or Realtor.com—but did you know that these search engines don’t return all of the available homes for sale?  You may need to consider exclusive off-market homes. It’s true. There are many more homes available than the ones you see online, so […]

Minnesota Floodplain Guide ***NEW***

minnesota floodplain guide

The Minnesota DNR just released this floodplain management QUICK GUIDE with useful graphics for professionals and landowners regarding floodplain issues and concerns in Minnesota.  This will be very helpful document for home owners and buyers looking to buy land on rivers or lakes that could possibly be affected by floodplain issues and more prone to […]